PM Surya Ghar: Muft Bijli Yojana

Your guide to the PM Surya Ghar subsidy, and we’ll file it for you.

Up to ₹78,000 back on a home rooftop system. The money is real, but the paperwork trips up thousands of applicants. Here’s how it works, and how we take the whole process off your hands.

Central subsidy for homes, up to

₹78,000

  • 1 kW₹30,000
  • 2 kW₹60,000
  • 3 kW +₹78,000

Last verified: 9 Nov 2026 against published scheme summaries. Re-check at pmsuryaghar.gov.in before launch.

Subsidy amounts

How much you get.

₹30,000 per kW for the first 2 kW, ₹18,000 for the third kW, capped at ₹78,000. Housing societies get ₹18,000 per kW for common facilities, up to 500 kW.

  • Grid-connected systems only (on-grid or hybrid)
  • India-made DCR panels from approved models
  • Paid directly into your bank account
PM Surya Ghar central subsidy for homes
System sizeSuits monthly useCentral subsidy
1 kW0–150 units₹30,000
2 kW150–300 units₹60,000
3 kW and above300+ units₹78,000
State top-up · JharkhandVaries by stateConfirmed at survey

Central financial assistance under PM Surya Ghar: Muft Bijli Yojana: ₹30,000/kW for the first 2 kW, ₹18,000 for the 3rd kW, capped at ₹78,000. Verify current amounts at pmsuryaghar.gov.in before applying.

Eligibility

Can you apply?

If you can tick every box, you’re very likely eligible. If one doesn’t fit, talk to us; there’s often a way, such as a society-level system.

  • You are an Indian citizen
  • You own a house with a roof suitable for solar panels
  • You have a valid electricity connection in your name
  • You have not already received another subsidy for rooftop solar
  • The system is grid-connected (on-grid or hybrid), installed by a vendor registered on the national portal

Not sure about one of these?
Send us your electricity bill and we’ll confirm in one call.

Check my eligibility

Step by step

From portal to bank account in 7 steps.

Sunrise to sunset: every stage of the application, and what we handle at each one.

  1. 01

    Register on the portal

    Create an account on pmsuryaghar.gov.in with your state, DISCOM, consumer number, mobile and email.

    We do it with you
  2. 02

    Apply & get feasibility

    Submit the rooftop solar application. Your DISCOM checks the connection and issues technical feasibility approval.

    We file & follow up
  3. 03

    Install by a registered vendor

    Only after feasibility: a vendor registered for your DISCOM installs the approved, DCR-panel system.

    We supervise
  4. 04

    Apply for the net meter

    Upload the plant details on the portal and apply for net-metering.

    We file
  5. 05

    Inspection & commissioning

    The DISCOM installs the net meter, inspects the plant and the commissioning certificate is generated.

    We coordinate
  6. 06

    Submit bank details

    Add your bank account and a cancelled cheque on the portal. The name must match the electricity connection.

    We check
  7. 07

    Subsidy credited

    The central subsidy is paid directly into your bank account.

    We track it

Documents

What you’ll need.

Keep these ready before you start. Exact requirements vary slightly by DISCOM; we confirm yours on the first call.

  • Latest electricity billShows your consumer number and the name on the connection
  • Identity proofUsually Aadhaar, matching the bill name
  • Proof of house ownershipProperty document, house-tax receipt or similar
  • Bank account detailsCancelled cheque or passbook copy, in the same name as the bill
  • Mobile number & emailLinked for portal OTPs and status updates
  • Photo of the roofHelps with feasibility and system design
  • Passport-size photographAsked for by some DISCOMs

Avoid delays

Why applications get stuck.

Most rejections and delays come from a handful of avoidable mistakes. We check for every one of them before anything is filed.

01

Name mismatch

The name on the electricity bill and the bank account don’t match. Fix it before you apply.

02

Vendor not registered

The installer isn’t registered on the national portal for your DISCOM, so the installation can’t be claimed.

03

Non-DCR panels

The scheme requires India-made panels with domestically manufactured cells (DCR) from approved models.

04

Installed before feasibility

Panels went up before the DISCOM’s feasibility approval. Always wait for approval first.

05

Roof ownership issues

Rented homes or shared terraces without the owner’s or society’s consent stall the application.

Subsidy FAQ

Common questions.

Last verified: 9 Nov 2026

Do I pay the full cost first?

Usually yes. You pay the installer, and the central subsidy is credited to your bank account after commissioning. Concessional bank loans can bridge the gap; we help you line them up with the application.

Can I choose any installer?

You can choose any vendor registered on the national portal for your DISCOM. We compare quotes from vetted registered vendors and check that the model of panel and inverter qualifies.

Does a 5 kW system get more than ₹78,000?

No. For individual homes the central subsidy is capped at ₹78,000, which is reached at 3 kW. You can still install more capacity if your bill needs it; the extra kW are simply unsubsidised.

Does my state add anything?

Some states add a top-up on the central subsidy. Amounts and rules change, so we check your state’s current position before you apply.

How long does it take?

It depends on your DISCOM’s feasibility, net-metering and inspection timelines, which vary by area and season. We track every stage and chase each follow-up so the application doesn’t stall.

Let us file it. You just approve.

We handle registration, feasibility, net-metering, inspection and follow-ups until the subsidy reaches your account.